Cash Value Permanent Insurance
Whole life insurance
Cash value permanent insurance, also known as whole life insurance, is a form of life insurance that, as its name suggests, offers the policyholder financial protection for the rest of their life. Although it can be slightly more expensive than its counterpart, term life insurance, cash value permanent insurance is more flexible. It works by using a portion of your premium as an interest bearing portion. This cash accumulation grows over time and, ultimately, yields a cash value amount for your use.
This form of life insurance offers predictability with a guaranteed earnings rate on your cash value portion, alongside consistent premiums. Whilst there are many permanent insurance policies available in the marketplace, QuoteRack.com can help you save time and money in trying to find the right one.
“QuoteRack.com puts you directly in touch with dedicated and professional cash value permanent insurance specialists who are trained in finding the best and most appropriate policy for both your needs and your circumstances.”
The most common reason for taking out any life insurance policy is to provide protection for the policyholder’s family in the event of loss of income through death or injury. A whole life insurance policy of this kind is one of the most important financial commitments you can make and, as such, should be placed in the hands of experienced experts.
“Understanding the various types of life insurance was hard enough – let alone finding one! QuoteRack.com passed my details on to a team of finance and insurance specialists who were able to explain which policy was the best for me and provide me with the information that helped me make the right decision.”
“My experience of QuoteRack.com is of a friendly and efficient company, that helped me find the finance and insurance specialists equipped to meet my needs and to find a cash value permanent insurance policy that fitted in with my long-term plans.”